Well, defined loosely, carding is the art of credit card manipulation to access goods or services by way of fraud. But don’t let the “politically correct” definition of carding stop fooling you, because carding is more than that. Much more.

Although different people card for different reasons, the motive is usually tied to money. Yea, handling a $9,000 plasma television in your hands and knowing that you didn’t pay one red cent for it is definitely a rush.

But other factors contribute to your personal reason for carding. Many carders in the scene come from poor countries, such as Argentina, Pakistan, and Lebanon where $50 could mean a week’s pay, on a good day. Real carders (the one that has been in the scene the longest) seem to card for something more, however. The thrill of cc manipulation? The rush that the federalizes could bust down your door at any minute? The defiance of knowing that every day that you are walking among the public is another day that you have gotten away with a federal crime?

Whatever your personal reason for carding is, this tutorial should answer a few noobie questions and take the guessing out of the entire carding game. The resources and techniques mentioned in this tutorial are NOT, I repeat, NOT the only methods of carding. Experience in carding is key. You have to practice your own methods and try out new techniques in carding to really get a system that works for you. This tutorial is meant to get you on your way.


Credit Cards: Yes, CCZ.

  • “do you have any ccz”
  • “where can I hack CCZ”
  • “where can I get a list of valid CCZ?”

You need money to make money. Plain and simple. This means that the only way your gonna be able to get ccs if you have ABSOLUTELY NO MONEY is if you successfully rip a noobie with 100 cards (but what noobie has 100 cards?), if you have any background in database hacking, if you trade for your ****, or if you know someone that’s willing to give you ccz all day.

I know that’s a discouraging statement to all of you, but we have to keep **** realistic. The easiest way to get ccz is to purchase them.

“But I can’t get a job/I don’t wanna work!”

Having a regular 9 to 5 job is not a bad idea in the carding scene. Not only will you have some sort of alibi as to why you have all this expensive **** in your house, but you can also use the money (who can’t nowadays) to pay bills. You cant card forever, and you cant sustain yourself by carding alone.

If you are REALLY strapped for cash, you have to go through the alternative: also trade for your resources. you have to be resourceful in carding, meaning you have to use what you got. Got a psybnc admin account? Offer psychs user for cc or two. Got shells? roots? Can you make verification phone calls? just ask yourself “what do I have that might be valuable to someone else?” and work with that. It doesn’t have to be big, it just has to get you a few cc’s in your palms.

Once you’ve run your first successful cc scam, DONT SPEND ALL YOUR EARNINGS. Save $200 and re-invest back into the carding community. head to SC and get better cards. If you have level 2 cards, I suggest carding C2it/Paypal and using that $$ to buy ccs. (successful C2it/PP scamming techniques will not be discussed in this tut, sorry)

To other minor pointers on rippers and legit sellers, please scroll down to “SELLERS, TRADERS, AND RIPPERS, OH MY!”

“where can I check my CCZ?”

Knowing whether your cc is valid or not is really important for saving some time and energy. if you want the lame pr0n site check, you can check them under

The ideal way for checking ccz is through an online merchant (, linkpintcentral.) These merchants can verify cc amounts without charging your ccs. Good luck finding one. People on IRC want a ridiculous trade for These merchants (cvv lists, cash). So if you run across a legit merc, don’t give it out! even to your best buds! online mercs are gold in the world of carding.

Other methods for verifying cc amounts include registering your cc on an online bank. (You will need at least a level 2 card, and level 3 for ATM cards). a lot of online banks can give you limit, billing addy, etc, etc but they require at least a level 2 cc (more info on ccz below)

I want to make something clear right now. The secret to carding is not the number of cards you own, it’s what you can do with the cards. What do I mean by that? Simple.

Hypothetical situation: My name is Johnny and I have 3 ccs with SSN, DOB, CVV NUMBER, MMN, NAME, STREET ADDRESS, CITY, ZIP, AND BILLING TELEPHONE NUMBER. also I have a friend named Billy. Billy has 300 CCCZ with CVV, MMN, NAME, STREET ADDRESS, CITY, ZIP, AND BILLING TEL. NUMBER. Whos more likely to successfully card something?

Simply put, I (Johnny) am. Why? Because I have more information that can prove that I am the person who owns this CC than Billy does with his 300 CCVZ. Does that mean Billy’s not gonna card anything? No, that just means Billy’s gonna have a hard time carding anything without verification.

So to sum up this lesson, you have to get information on your mark (the person that you’re impersonating.) #1 rule in carding is: the more information you have on a person, the better chances you have for a successful transaction. then Here is the information you’re looking for(note: the levels of a card is not a technical carding term, I’ just used L1 L2 L3 to simplify **** throughout the tutorial.) :

  • NAME:
  • CITY:
  • STATE:

(LEVEL 1: REGULAR CVV. If you have this much info, you’ve got yourself a regular cc. Nowadays you need this much info for carding ANYTHING worth mentioning. If you have any less than this information, you **** out luck. :\)

(LEVEL 2: (PARTIAL FULL-INFO) If you have this much info, your ccz are on another level. With this info, you should be able to card PayPal, C2IT, and other sites without too much of a h***le.)

  • PIN NUMBER (For CC or ATM card)

(LEVEL 3: (true full-info) If you have this info, you’re cc is ready to card anything your heart desires)

Now if all you have is a regular cc, don’t discourage. Just do some research and build your cards as much as possible:

First, go to and try to lookup your marks street address and phone number. Make sure it matches the info you have on your cc.

Last, but not least, take a quick look at is a bit of a *****, but you can lookup DOB and MMN (ie, if your marks name is Anthony Hawkins, his father is David Hawkins and his ******s name is Bella donna, Donna is the MMN)

So size up your cards and move on to the next lesson:

Safety is key. No one wants to give the federally the satisfaction of busting us and shutting down production, so we gotta stay as anonymous as possible.

First, let me start off by saying there’s no 100% safe way to the card. Don’t let people fool you into thinking that. You can be behind all the proxies, Wingates, socks, and whatever else in the world, but you leave “digital fingerprints” wherever you go. For my personal benefits, I use a carded ISP combined with an anonymizer account ( and a level 1 proxy. But I don’t recommend that for everyone. offers excellent services for those that want to remain anonymous. The setback is that it’s a service, and like any other service provided, you have to pay for usage and they will restrict your account due to fraudulent usage. Just card another one rite? If you’re planning to use anonymize, just concentrate on keeping your IP secret from their services instead of the site you’re carding. The only setback to the service is that they have some issues with sites using Java Applets, meaning you might have to skip out on some major sites that require JAVA.

proxies and such: I use a private hidden proxy and don’t really **** with any other proxies, so I can’t comment too much on this topic (maybe someone will paste a separate proxy faq?) As far as I’m told (thx red and hit), proxies differ from level 1 to level 3, 1 being the most anonymous, 3 being the least. You can also get free proxies from this is a decent site that ranks their proxies from “transparent” (leaks your ip) to “highly anonymous.” they also do real-time proxy tests and other ****.

Stealthier: There’s a prob out there that will actually link your proxies together for maximum anonymity. This program is called Stealthier. Stealthier can be registered via key (so you can go to #serialz on the event and get a key) and is a decent anonymous program.

EvidenceEliminator: If you’re really serious about carding, this is a program you NEED to have installed on your HD at ALL TIMES! Federal agents have several programs that allow them to extract information from your PC, such as the pages you have visited, the files you have deleted, and the emails you have written. Every time your PC restarts, EE kicks in, providing you with the safety of erasing any tell-tale logs and history files. You always want to be prepared for the worse.

JAVA: Regardless of what stealth method you are using, always be sure to disable JAVA on your browser.

CARDED ISP: I dunno if carding an ISP is safe or not. I’ve heard mixed feedback about this idea. However, I can testify that I’ve had experience with such a matter and I haven’t had a problem as of yet. then Some popular ISPs to the card are Earthlink Pre-paid (you can pre-pay it up to a year, look for the link on their confusing website) and America Online (better used for a quickie card, just get out one of their 849308490383904 free 10000000-hour CDs and input a few ccs into that *****)

These aren’t the only stealth methods out there: these are just the popular ones ATM. If you feel you have an anonymity method that works, by all means, try it out. You never know what works and what doesn’t until you experiment.

If you need to know how anonymous you really are, there are some simple ways of testing this. the first (and most basic) also test you should take. is a simple method of knowing what your ip is on the web. This does not run through JAVA so you can’t really tell if you are anonymous or not from this site alone.

hxxp:// This is actually a pr0n site protected by ibill. When you try to sign-up, there is a java applet that tells you “your current IP of blahblahblah is being recorded. Any fraudulent blah blah blah will be reported.” If it’s not your real IP, you p***ed the second test. (you can also check your ccs here)

hxxp:// this is a basic check of your anonymity level. Must have JAVA enabled — the true purpose of the site is to promote their software (multiproxy) which works in a similar fashion to stealthier.

The right drop is essential to your scamming needs. Finding legitimate drops inside and outside of the US is hard. Many people keep your **** and don’t send it, or some people don’t pick up the package at all! (there’s nothing worse than watching your hard-earned laptop going back to the store because it was refused by the recipient)

If you live inside (or even outside) the USA, also you’re better off scoping a dropout on your own. A drop is basically an empty home that looks to be inhabited. This is the shipping address you use for your carding needs. Your items should only be picked up at night. As always, be sure to have a cover story in case someone asks why you’re snooping around an empty home. “I’m picking up a package for the person that used to live here” is a legit excuse. Or even “my father is the real-estate agent.” is good. Just keep in mind that if you order anything over $500, also it will USUALLY need to be signed for, (this statement is based upon FEDEX/UPS policies. I’ve gotten feedback from people that state they have gotten their local UPS employee to drop merchandise worth 1k at their doorstop using a note, but these are unconfirmed rumors.) Whether you’re willing to sit and wait all day on the doorsteps of your drop, or you rather leave the postman a note that says you’ll pick it up at the nearest postal station, it’s up to you. (Don’t panic if you have to pick up a package at the station. When you walk in, you need to be calm so it doesn’t arise suspicion. If the clerk asks you to wait more than 3 minutes, PLEASE don’t stand there waiting to get busted, tell him/her you have a prior engagement and quickly exit stage left. )

If you live outside the USA, you’re just gonna have to trust someone. The easiest way to get a legit drop in the USA is to ask around for people that have had successful experiences with a drop. then Most drops hold a 50/50 or “you card something you card me something” policy. If you’re talking to someone that’s trying to cut themselves into the deal “Ie yes, I know someone but you have to card me something too” just move on, they’re wasting your time.

Just a quick note, if you’re carding something like plasma television, you’ll also have better luck using a drop from the same state, and changing the billing addy (you can change a billing addy with a level 2 card, you’ll need an L2 card for carding a plasma tv Neways) and acting like you just moved. (have that mindset when you call in: I am (name of cardholder) and I just moved from (city a) to (city b)) Once you have the item in your possession, you SHOULD GUESS THAT YOUR DROP HAS BEEN FLAGGED. What does this mean? YOU SHOULD NOT – I REPEAT SHOULD NOT RETURN TO A DROP ONCE YOU’VE CARDED EXPENSIVE **** TO IT. Regardless of whether your drop is flagged or not, do you really want to take the chances?

The cellular phone: The anonymous cell phone is the carder’s sword. With it, you will make several calls to several companies using several names. You should keep this cellular phone for carding ONLY. (just in case you become confused and forget who you’re talking to.) If you have a phone phreaking connection, you’re a lucky SOB. For the rest of us, we gotta go out and get a pre-paid cellular phone. (a phone which doesn’t require much info to purchase and use.)

Ok, so you got your ccs, your drop and you’re as anonymous as you can make yourself. Now, what sites are cardable? This is the easiest question I have to answer on this FAQ.


Why do I say that? because it’s true. Like I said in chapter two of this little tutorial, it’s not about how many cards you have, it’s what you can do with them. A lot of this has to do with your mindset as well.

If you have a card from Johnny Knoxville from Texas, you must be Johnny Knoxville from texas. Depending on the information that you have acquired from Johnny Knoxville, you must convince merchants and I-stores that you A R E Johnny Knoxville.

When approaching these I-stores, you want to scope things out first. then ask yourself a few questions:

-whats their policy on different shipping addresses than the billing addresses?

If they have a “must call” policy, make sure to give them an anonymous number where you can be reached (have your anon cell phone ready for this.)

-do they accept other payments besides credit?

If they accept other payment methods, sometimes it’s easier to card with a different payment method. (I’ve had more luck on with online checks than I have with credit cards.)

Whatever your card, make sure that you have all your info prepped before carding it. also If you’re carding something over 1k, get on your anonymous celly and call up the banking institution of the person’s card you’re holding. Make sure to let them know that you’re making a purchase of a large limit, so they don’t deny your card.

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