Simply put, the best credit cards are the products that best suit your needs.

If you are looking for a card to help you pay off a balance from a previous card without having to pay interest, a balance transfer card may work. If you love the idea of rewards without complex rules, a cash back card may suit. And for the traveler, whether avid or occasional, a travel, airline or hotel credit card might be ideal.

Keep in mind that you may actually want to look at more than one card for your purposes. For example, some cardholders use a cash back card for shopping at grocery stores, and one or two others for flight travel and hotel stays.

When you are looking at cards, you’ll want to study not only the card’s purpose, but such features as sign-up bonuses; ongoing rewards; benefits such as airport lounge access, fees waived on checked bags and auto rental insurance; balance transfer, annual and foreign transaction fees; and APR rates.

Keep in mind that you don’t want to apply for multiple cards at once because your credit score will take a small, temporary hit each time. Choose your card wisely and make sure you have the right score to improve your chances of getting what you want.

Below are some of the best offers from our partners for the different types of credit cards available. Take a look and check out our advice below about how to make the right choice.