Carding Abbreviation And Terms
Bank-emitent (Issuing bank) -> bank which has issued the card
Billing address -> the card owner address
Drop -> innerman. His task is to receive the money or goods and, accordingly, to give the part of the earnings to you.
Biling -> office, which has agreement with a bank. Also this office assumes payments for the cards.
Card bill -> it’s a Bank emitent card bill.
Bank-equirer -> bank, in which the store opens the account.
Merchant account -> bank account for accepting credit cards.
Merchant Bank -> bank, through which occur the payments between the buyer and the salesman (frequently it is used as synonym “bank-equirer”).
Cardholder -> owner of the card.
Validity -> suitability card using.
White plastic -> a piece of the pure plastic, where the information is plot.
CR-80 -> rectangular piece of pure white plastic (without the drawing image) with the size of a credit card with the magnetic strip.
Transaction -> charge to the credit card
POS terminal (Point Of Sale terminal) -> reading card device, which stands at commercial point.
PIN-code -> the sequence, which consists of 4-12 numbers. It is known only to the owner of card. By simple words password for the work with ATM and so on.
AVS -> the card owner address checking. It is used for the confirmation of the card belonging exactly to its holder.
“Globe” -> card holographic gluing with the image of two hemispheres (MasterCard).
Pigeon (hen) -> card holographic gluing with the image of the flying pigeon (VISA).
Reader -> information reading device for the readout from the magnetic strip of card.
Encoder -> read/write device for the magnetic track of the card.
Embosser -> card symbol extrusion device.
Card printer -> card information printing device.
Exp.date -> card validity period.
Area code -> the first of 3 or 6 numbers of the card owner phone.
CVV2, cvv, cvn -> 3 or 4 additional numbers, which stand at the end of the number of card.
ePlus -> program for checking the cards.
BIN -> first 6 numbers of the card number due to those it is possible to learn what bank issued out the card and what is the type of this card (ATM-card, credit, gold, etc.). Synonym of word “Prefix”.
Chargeback -> the cardholder’s bank voids the removal of money from its card.
Dump -> information, which is written to the magnetic strip of the card, it consists of 1,2 or 3 tracks.
Track (road) -> a part of the dump with the specific information. Every 1-st track is the information about the owner of the card, 2-nd track -> information about the owner of card, about the bank issued the card, etc. 3-rd track -> it is possible to say -> spare, it is used by stores for the addition of the points and other.
Slip -> synonym to the word “cheque” (conformably to card settlings).
Card balance -> money sum that finding on the card account.
MMN Mothers Maiden Name, important if you want to change the billing address
Parking (parked) -> Installing device
Lips -> Reader
Jacket (dress jacket) -> Installing reader on ATM
Trousers -> Pinpad
Dress trousers -> Installing pinpad on ATM
Ironing jacket -> Charging battery of reader
Ironing trousers-Charging battery of pinpad
Cover -> Big panel, on which pinpad placing
Piece of iron , box, parking -> ATM
Stuff -> Cards or tracks
Second step -> Cashing
Institute -> Bank (like Finance institute)
Observer -> Person, who take care of all working
Fitter -> Person, who install and take off device
Inhabitant -> Cardholders
Side-show -> Time of device working (ex: today a lot of inhabitant on side-show)
Sofa -> Model of ATM
Citroen -> Model of ATM
Flat -> Model of ATM
Toothed -> Model of ATM
Disco -> Model of ATM
Tourists -> Group of workers who must install device
Chief -> Head of group
Harvest -> Stuff from one ATM
SOME OTHER TERMS:
Automated Clearing House (ACH) -> the automated clearing house. The voluntary association of depositors, which achieves clearing of checks and electronic units by the direct exchange of means between the members of association.
AMVA -> Association of American Motor Vehicle Agencies
ACCOUNT NUMBER -> A unique sequence of numbers assigned to a cardholder account that identifies the issuer and type of financial transaction card.
ACQUIRER -> A licensed member that maintains the merchant relationship and acquires the data relating to a transaction from the merchant or card acceptor and submits that data into interchange, either directly or indirectly.
ADDRESS VERIFICATION SERVICE -> A fraud prevention tool designed for mail order, telephone order and Internet transactions.
AMC -> American Magnetics Corporation
AUTHORIZE -> A process defined in operations regulations whereby a transaction is approved by or on behalf of an issuer; commonly understood to be receiving a sales validation by the merchant, by telephone, or authorization terminal.
AUTOMATED TELLER MACHINE (ATM) -> An unattended, magnetic stripe-reading terminal that dispenses cash; accepts deposits and loan payments; enables a bank customer to order transfers among accounts and make account inquiries.
BANKCARD -> A debit or credit card issued by a bank or other financial institution, such as a MasterCard card or Visa card. BIOMETRICS -> Biometrics utilize “something you are” to authenticate identification. This might include fingerprints, retina pattern, iris, hand geometry, vein patterns, voice password, or signature dynamics. Biometrics can be used with a smart card to authenticate the user. The user’s biometrics information is stored on a smart card, the card is placed in a reader, and a biometrics scanner reads the information to match it against that on the card. This is a fast, accurate, and highly-secure form of user authentication.
BIT (Binary Digit) -> The smallest unit of information in a binary system: a 1 or 0 condition.
BPI -> Bits Per Inch.
BYTE -> A binary clement string functioning as a unit. Eight-bit bytes are most common. Also called a “character”.
BUSINESS CARD -> A Business card is similar to the Corporate card, but issued to a business with a few employees and where each employee is responsible for their purchases.
CARDHOLDER -> The customer to whom a card has been issued or the individual authorized to use the card.
CARDING -> Credit card fraud. Carding texts offer advice on how to make credit cards, how to use them, and otherwise exploit the credit card system.
CASH DISBURSEMENT -> A transaction that is posted to a cardholder’s credit card account in which the cardholder receives cash at an ATM, or cash or travelers checks at a branch of a member financial institution or at a qualified and approved agent of a member financial institution.
CIRRUS SYSTEM INCORPORATED -> A wholly owned subsidiary of MasterCard International Incorporated, operates the international ATM sharing association known as “Cirrus® ATM Network.”
COB -> Change of billing. Used for online carding, to change the billing address of a card since Online Stores will only ship large items if the billing and shipping address match. You can obtain these from vendors in CP. Once you have this, you can easily change the card address to that of your drop so that the stores ship items to your drop, since the billing and shipping addresses will match.
CLEANING -> The process of exchanging financial transaction details between an acquirer and an issuer to facilitate posting of a cardholder’s account and reconciliation of a customer’s settlement position.
CO-BRANDED CARD -> A credit card issued by a member bank and a merchant, bearing the “brand” of both.
CARDJET CARDS -> Teslin®-based, CR-80 size cards with a surface that is specially formulated for thermal inkjet printing. CardJet Inks bond to cards and dry instantly, without smearing. Its cards stand up well to abrasion, dye-migration and UV fading.
Continuous Acqusition and Life-cycle Support (CALS) -> the integrated system of the production guaranteeing, purchase and expluatation. This system makes possible to computerize all data about the design, development, production, servicing and the propagation of the production.
CHECK READER -> A peripheral device used to read encoded information on a check to be transmitted and processed by a computer or register for authorization and approval.
COERCIVITY -> The measure of how much magnetic force is needed to change the state of a magnetized element. The higher the coercivity, the more force is needed. There are two types of magnetic stripe cards, low coercivity and high coercivity. While low coercivity cards can be erased if they get too close to a common magnet, high coercivity cards are not as easily erased.
COLOR MATCHING -> Several color matching options are included with FARGO Card Printer/Encoders. These options are built directly into the printer driver so they are easily selected. Colors print with more clarity, detail, and accuracy.
COLOR MONITOR -> A monitor that displays data and graphics in color. Color monitors vary in the number of colors, dot-pitch and intensities they can produce.
COMMPORT -> Communications Port. Most IBM compatible computers have from one to four commports used to communicate with devices attached to the computer (COM1, COM2, COM3, COM4). You need a commport to communicate with the 712 Encoder.
COMMUNICATION PROTOCOL -> The rules governing the exchange of information between devices on a data link.
CONTACT SMART CARD ENCODER -> The contact smart card encoder connects the ISO contact pins mounted on the e-card docking station to a Gemplus GemCore 410 smart card coupler mounted inside the printer. The GemCore 410’s digital I/O is converted to a RS-232 signal which is accessible to application programs through a dedicated DB-9 port on the outside of the printer labeled “Smart Card.”
CONTACTLESS SMART CARD ENCODER -> The contactless smart card encoder connects an antenna mounted on the e-card docking station to a Gemplus GemEasyLink 680SL coupler mounted inside the printer/encoder. Application programs can access Mifare® contactless cards via a RS-232 signal through a dedicated DB-9 port on the outside of the printer labeled “Mifare/Contactless.”
CONTROL NUMBERS -> Measure card usage and be used as a tracking device if the card is lost. ID Services will print these on cards after the numbers have been supplied.
CREDIT CARD AUTHORIZATION -> The process in which a credit card is accepted, read and approved for a sales transaction. Credit card authorization is normally accomplished by reading a credit cared through a credit card reader that is integrated into a register or stand-alone reading device. Generally, pertinent credit information is transmitted via a modem and telephone line to a credit card “clearinghouse”. The clearing house (authorization source) communicates with the credit card’s bank for approval and the appropriate debit amount of the sale.
CREDIT CARD READER (Magnetic Stripe Reader) -> A device that reads the magnetic stripe on a credit card for account information to automatically be processed for a transaction. A credit card reader is either integrated into a register, attached onto a register as a separate component or is part of a stand-alone terminal dedicated for the sole function of processing credit card transactions.
CURSOR -> A blinking symbol on the screen that shows where data may be entered next.
CUSTOMER POLE DISPLAY -> A peripheral device designed to show customers information about their transaction. This information normally consists of a description and price of the product they are purchasing. Customer pole displays are also used to display marketing information and other messages.
COMMERCIAL CARDS -> This is the formal name for a group of cards issued to businesses, commercial organizations and governments. Types of commercial cards include: Corporate Card, Purchase Card, and Business Card. Corporate card A Corporate card is usually issued to the employees of a corporation, where the corporation assumes all liability for the card’s usage. These tend to be to larger corporations.
CURRENCY CONVERSION -> The process by which the transaction currency is converted into the currency of settlement or the currency of the issuer for the purpose of facilitating transaction authorization, clearing and settlement reporting. The acquirer determines the currency of the transaction; the currency of the issuer is the preferred currency used by the issuer, and most often, the currency in which the cardholder will be billed.
DEBIT CARD -> A plastic card used to initiate a debit transaction. In general, these transactions are used primarily to purchase goods and services and to obtain cash, for which the cardholder’s asset account is debited by the issuer
DECODE -> A term used to describe the process of interpreting scanned or “read” information and presenting it in a usable fashion to the computer.
DENSITY -> Defined in bits per inch (BPI), recording density is the number of information bits which are recorded on one inch of a magnetic strip.
DIRECT THERMAL -> Direct thermal is a printing technology method in which the printer utilizes a paper that reacts chemically to heat. The label rolls are coated with a thermo-sensitive layer that darkens when exposed to intense heat. Direct thermal printers require no ink or ribbon and are typically used when a bar code label needs to endure for a year or less.
DIRECT-TO-CARD (DTC) PRINTING -> The Direct-to-Card printing process prints digital images directly onto any plastic card with a smooth, clean, glossy PVC surface.
DISKETTE / FLOPPY DISK -> A flexible disk which holds information that can be read by the computer.
DOS (Disk Operation System) -> The standard operation system for all computers advertised as “IBM Compatible”.
DOT-MATRIX PRINTER -> A printer that forms characters or images using a matrix of pins that strike an inked ribbon.
DOWNLOADING -> The process of sending configuration parameters, operating software or related data from a central source to remote stations.
DPI (dots per inch) -> Measurement of a printer’s resolution. Example: 600 dpi indicates that the printer can produce 600 dots of color in each inch of a card. NOTE: When judging color reproduction for a CardJet Card Printer, the inkjet resolution must be at 2400 dpi or better to achieve the color equivalent of a 300 dpi dye-sub printer.
DUAL HOPPERS -> Select FARGO Card Printer/Encoders provide a dual-stack, 200 card capacity Card inp<-b>ut Hopper. This unique dual hopper allows you to load up to 200 of the same type of card for maximum card production or allows you to load a different stack of cards into each hopper for added versatility and efficiency. Loading two different stacks of cards is often beneficial if, for example, you are using two types of preprinted card backgrounds (i.e. gold cards versus silver cards) in order to more easily distinguish between two types of members, employees, students, etc.
DUAL TRACK -> A type of credit cared reader that is capable of reading both Track 1 and 2 on a credit card.
DYE-SUBLIMATION -> Dye-sublimation is the print process FARGO Card Printer/Encoders use to print smooth, continuous-tone, photo-quality images. This process uses a dye-based ribbon roll that is divided into a series of color panels. The color panels are grouped in a repeating series of three separate colors along the length of the ribbon: Yellow, Magenta, and Cyan (YMC). As the ribbon and card pass simultaneously beneath the Printhead, hundreds of thermal elements heat the dyes on the ribbon. Once the dyes are heated, they vaporize and diffuse into the surface of the card. Varying the heat intensity of each thermal element within the Printhead makes it possible